Bankruptcy Law Firm Serving Iowa StatewideOffices in Council Bluffs, IA & Des Moines, IA






Homeowner's who face losing their homes by foreclosure are often unaware that chapter 13 can stop foreclosure. Other creditors must stay, stop collection efforts and leave you alone. You submit a payment plan of 3-5 years for approval by the United States Bankruptcy Trustee. You can then have the peace of mind and time to reorganize your debts and submit a payment plan of 3-5 years. Chapter 13 bankruptcy is not a punishment. It is designed to protect what means the most to you while you pay ongoing living expenses such as you home & car. Even if a homeowner is many mortgage payments behind they can spread out the unpaid amount over 3 to 5 years with court approval.


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